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Disclosures


PRIVACY POLICY
Respecting and protecting your privacy is important to us at Siouxland National Bank.  We value your customer relationship, and we want you to understand what information we collect and how we use it.  The following privacy policy was established to maintain the security, integrity, and confidentiality of your financial information.

We collect, use, and retain information about our customers only where we reasonably believe it would be useful in administering our business, providing products and services, and other opportunities to our customers.  We collect and retain information only for specific business purposes.  We use the information to protect and administer our customer’s records, accounts, and funds; to comply with certain laws and regulations; to help design or improve our products and services; and to understand your financial needs to provide quality products and outstanding service.

We collect and retain nonpublic personal information about you from the following sources:

           Information we receive from you on applications for loans, deposit accounts, or other products or services;

           Information about your transactions with us, our affiliates, or others; and

           Information we receive from a consumer reporting agency, such as a credit bureau.


“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you.  This could include information such as account balances, payment history, or overdraft history.

We do not disclose nonpublic personal information about you to nonaffiliated third parties except as permitted by law.

We do not disclose specific information about your accounts to outside parties unless:

           You request or authorize it;

           The information is provided to help complete a transaction you have initiated;

           The information is reported to a credit bureau or other reporting agency;

           The disclosure is lawfully permitted or required; or

           The information is disclosed to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.


We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards to comply with state and federal standards to guard your nonpublic personal information.

We have implemented procedures to help assure that our customers’ financial information is accurate, current, and complete in accordance to commercial standards.  You should notify us immediately if you receive information regarding your relationship with us that you believe is inaccurate or incomplete.  We will investigate your concerns and correct any inaccuracies.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

If you have any questions regarding this policy, please contact our main bank at 1001 W. 29th Street in South Sioux City at (402)494-2001.

USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person (including business entities) who opens an account.

What this means for you:
When you open an account, we will ask for your name, physical address, date of birth, taxpayer identification number, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.  We will let you know if additional information is required.
 

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Siouxland National Bank
PO Box 987
South Sioux City NE 68776
402.494.2001
  Copyright © 2005 Siouxland National Bank
  Last modified: May 17, 2006                                                   For questions or concerns regarding this site, please contact:  webmaster@siouxlandbank.com